**Last Updated: June 2026**
Please read these Terms of Use carefully before using this website. These Terms form a legal agreement between you and Ranked Consulting LLC, an Arizona limited liability company, operating under the name Get Right Rates ("Get Right Rates," "we," "us," or "our").
By accessing or using www.getrightrates.com (the "Site") or submitting any information through this Site, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, do not use the Site.
---
## 1. Eligibility
This Site is intended solely for individuals who are at least 18 years of age and are legal residents of the United States. By using the Site, you represent and warrant that you meet these requirements. We reserve the right to refuse service to anyone at any time for any reason.
---
## 2. Nature of Service
Get Right Rates is a marketing and lead generation platform. **We are not an insurance company, insurance carrier, insurance agency, or insurance broker.** We do not:
- Provide insurance policies or coverage
- Make underwriting decisions
- Guarantee quotes, rates, savings, or eligibility
- Represent or act on behalf of any insurance carrier or agency
- Provide licensed insurance advice
By submitting a quote request, you are requesting to be connected with third-party insurance Partners — which may include aggregators, lead purchasers, agencies, brokers, or carriers — who may contact you with quotes or offers. Any quotes or offers you receive come from those Partners, not from us.
---
## 3. Accuracy of Information Submitted
You agree that all information you submit through this Site is:
- Accurate, current, and complete
- Submitted by you or with proper authority
- Not false, misleading, or fraudulent
You agree not to submit information belonging to another person without their consent. You understand that our Partners rely on the information you provide to generate quotes and determine eligibility, and that inaccurate information may affect those results.
---
## 4. Consent to Be Contacted
By submitting a quote request, you provide express written consent to be contacted by Get Right Rates and its Partners — including insurance aggregators, lead purchasers, agencies, brokers, and carriers — at the phone number and email address you provide. This contact may be made via:
- Automated telephone dialing systems (autodialers)
- Prerecorded or artificial voice messages
- Text messages (SMS)
This consent applies even if your phone number is listed on a state or national Do Not Call registry. You understand that consent is not a condition of purchase or receipt of any service. Message and data rates may apply for text messages.
To opt out of future contact from Get Right Rates, visit [www.getrightrates.com/do-not-contact]. To opt out from a specific Partner, contact that Partner directly.
---
## 5. No Guarantee of Results
Use of this Site does not guarantee:
- That you will receive any insurance quote or offer
- That any quote received will be the lowest available rate
- That you will qualify for any particular coverage, policy, or price
- That any Partner will contact you or accept your submission
All results depend on your individual circumstances, the information you provide, the availability of Partners in your area, and Partners' own eligibility and underwriting criteria.
---
## 6. Third-Party Partners
When we connect you with Partners, you will be subject to those Partners' own terms, conditions, and privacy policies. We are not responsible for the actions, representations, or practices of any Partner. Any insurance transaction you enter into is solely between you and the Partner. We do not endorse any specific Partner, product, or carrier.
---
## 7. Intellectual Property
All content on this Site — including text, graphics, logos, images, and software — is the property of Ranked Consulting LLC or its licensors and is protected by applicable copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on this Site without our express written permission.
---
## 8. Prohibited Conduct
You agree not to:
- Use the Site for any unlawful purpose or in violation of these Terms
- Submit false, fraudulent, or misleading information
- Attempt to gain unauthorized access to any part of the Site or our systems
- Interfere with or disrupt the operation of the Site
- Use automated tools, bots, or scrapers to access or extract data from the Site
- Impersonate any person or entity
- Use the Site to collect information about other users
---
## 9. Disclaimer of Warranties
THE SITE AND ALL CONTENT AND SERVICES PROVIDED THROUGH IT ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, RANKED CONSULTING LLC DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
---
## 10. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, RANKED CONSULTING LLC AND ITS MEMBERS, MANAGERS, EMPLOYEES, AGENTS, AND CONTRACTORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF THIS SITE, INCLUDING BUT NOT LIMITED TO LOSS OF DATA, LOSS OF REVENUE, OR LOSS OF BUSINESS OPPORTUNITY, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
OUR TOTAL LIABILITY TO YOU FOR ANY CLAIM ARISING OUT OF OR RELATED TO THESE TERMS OR YOUR USE OF THIS SITE SHALL NOT EXCEED ONE HUNDRED DOLLARS ($100.00).
---
## 11. Indemnification
You agree to indemnify, defend, and hold harmless Ranked Consulting LLC and its members, managers, employees, agents, and contractors from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or related to: (a) your use of the Site; (b) your violation of these Terms; (c) any information you submit through the Site; or (d) your violation of any applicable law or the rights of any third party.
---
## 12. Governing Law and Dispute Resolution
These Terms are governed by and construed in accordance with the laws of the State of Arizona, without regard to its conflict of law provisions.
Any dispute arising out of or relating to these Terms or your use of the Site shall first be submitted to good-faith negotiation between the parties. If the dispute is not resolved within 30 days, it shall be resolved by binding arbitration administered under the rules of the American Arbitration Association, with proceedings conducted in Maricopa County, Arizona. The arbitrator's decision shall be final and binding. YOU WAIVE ANY RIGHT TO A JURY TRIAL OR CLASS ACTION IN CONNECTION WITH ANY DISPUTE RELATED TO THESE TERMS OR THE SITE.
---
## 13. Changes to These Terms
We reserve the right to modify these Terms at any time. When we do, we will post the updated Terms on this page and update the "Last Updated" date. Your continued use of the Site following any modification constitutes your acceptance of the revised Terms.
---
## 14. Severability
If any provision of these Terms is found to be invalid or unenforceable, that provision will be enforced to the maximum extent permitted by law, and the remaining provisions will remain in full force and effect.
---
## 15. Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and Ranked Consulting LLC regarding your use of the Site and supersede all prior agreements, understandings, and representations.
---
## 16. Contact Us
Ranked Consulting LLC
DBA Get Right Rates
929 N Val Vista Dr
Ste 109 #1269
Gilbert, AZ 85234
Email: admin@getrightrates.com
Phone: 1-888-402-4255
---